In Jefferson County a new roof has to prove itself on paper as well as on the house. This site connects you with an independent local contractor who builds to the Texas Department of Insurance windstorm specifications, so the WPI-8 certificate that keeps your windstorm coverage in force can follow.
Roof replacement and repair · Wood, vinyl and fiber-cement siding · Beaumont, Port Arthur, Nederland, Port Neches, Groves · Vidor, Orange, Bridge City and Lumberton outside the TWIA area
Jefferson County is one of the fourteen first-tier coastal counties the Texas Windstorm Insurance Association covers, and it sits inside the catastrophe area the Texas Department of Insurance has run a Windstorm Inspection Program for since January 1, 1988. TDI's own words: repairs to existing structures, “including re-roofs or roof repairs,” in that area “must be constructed and inspected according to the building specifications adopted by TDI” to qualify for TWIA wind and hail coverage.
The WPI-8 is the Certificate of Compliance TDI issues once that inspection is done. The contractor builds to the specification; a TDI-appointed qualified inspector or a Texas-licensed engineer inspects; TDI issues the certificate. A roofer does not certify a roof, and any roofer who says so is describing a document that does not exist. Since June 1, 2020 every certificate comes from TDI; TDI's site holds its own records, and the WPI-8-Cs that TWIA issued between January 2017 and May 2020 sit in TWIA's lookup tool.
Without a certificate on file for the work, TWIA says the structure “may be considered uninsurable and ineligible for coverage.” That is the question an insurance agent in Beaumont asks first, and it is why this site puts the certificate ahead of the shingle color. The full explanation, with TDI's page cited line by line, is on the windstorm certificate page.
Inside TDI's catastrophe area. A re-roof or a significant roof repair is built to the windstorm specifications and inspected for a WPI-8.
Not on TDI's fourteen-county list. No WPI-8 requirement; windstorm coverage comes from the private insurance market and its own conditions.
Lifted tabs, torn ridge, exposed decking, and the question of whether the repair is large enough to need an inspection of its own.
Decking, fastening, underlayment and edge detail done the way the TDI-adopted specification says, then inspected.
Flashing, vent boots, porch roof transitions and the slow leaks a 1950s pier-and-beam house collects.
The post-storm upgrade that shows up on more Jefferson County streets after every hurricane, and what it costs in plain terms.
Composition shingle on nearly every roof here: wind ratings, what a rating means at Port Arthur speeds, and why installation is most of it.
For a sale, a renewal, or the moment you learn there is no WPI-8 on file for the roof you already have.
Gutters and drainage is the seventh roofing page, and on pier-and-beam houses it is not a small one.
Original lap siding on pre-1970 houses across Beaumont and Mid-County, past the point where paint is the answer.
The most common replacement here after wind damage, with its two honest limits stated: wind rating and heat.
Heavier, costlier, and the material that handles humidity and wind-driven rain without the trade-offs vinyl carries.
Siding repair, trim and fascia covers the smaller job. Re-siding a significant portion of an exterior wall is on TWIA's own list of work that needs a certificate in Jefferson County, which is why the siding pages talk about inspection too.
A full re-roof does, and so does repairing a significant portion of a roof, according to TWIA's own list of work that requires a Certificate of Compliance. Temporary repairs after a storm and gutter work do not. TDI's fact sheet says to contact the local windstorm inspections office before starting to ask whether a given job needs an inspection. The certificate page goes through it.
No. The contractor builds to TDI's adopted specification. A TDI-appointed qualified inspector or a Texas-licensed engineer inspects the work, and the Texas Department of Insurance issues the WPI-8. No roofing contractor certifies a roof, and this site never says one does.
No. Orange County is not one of TWIA's fourteen first-tier counties, so there is no WPI-8 requirement in Vidor, Orange or Bridge City, and the same is true of Lumberton in Hardin County. Windstorm coverage there is a private-market matter with its own conditions. Those four pages say so in their first screen.
Texas does not license roofing contractors or siding installers, so there is no license number to check. What is worth checking is general liability insurance, workers' compensation, a real local address, the manufacturer certification behind any warranty, and, in this county, how many roofs the contractor has built to the windstorm specification and had inspected. The about page lists the questions.
Say which city the house is in and what you are seeing. A local contractor who builds to the windstorm specification calls you back.
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