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Before the estimate

What a WPI-8 Is, and Why Your Re-Roof Needs One

Jefferson County is one of the fourteen first-tier coastal counties the Texas Windstorm Insurance Association covers, and it sits inside the catastrophe area the Texas Department of Insurance has run a Windstorm Inspection Program for since January 1, 1988. TDI's own words: repairs to existing structures, “including re-roofs or roof repairs,” in that area “must be constructed and inspected according to the building specifications adopted by TDI” to qualify for TWIA wind and hail coverage.

The WPI-8 is the Certificate of Compliance TDI issues once that inspection is done. The contractor builds to the specification; a TDI-appointed qualified inspector or a Texas-licensed engineer inspects; TDI issues the certificate. A roofer does not certify a roof, and any roofer who says so is describing a document that does not exist. Since June 1, 2020 every certificate comes from TDI; TDI's site holds its own records, and the WPI-8-Cs that TWIA issued between January 2017 and May 2020 sit in TWIA's lookup tool.

Without a certificate on file for the work, TWIA says the structure “may be considered uninsurable and ineligible for coverage.” That is the question an insurance agent in Beaumont asks first, and it is why this site puts the certificate ahead of the shingle color. The full explanation, with TDI's page cited line by line, is on the windstorm certificate page.

Two sets of rules, fifteen minutes apart

Where the Certificate Applies, and Where It Does Not

Jefferson County — TWIA first-tier

Inside TDI's catastrophe area. A re-roof or a significant roof repair is built to the windstorm specifications and inspected for a WPI-8.

Orange and Hardin Counties — not TWIA

Not on TDI's fourteen-county list. No WPI-8 requirement; windstorm coverage comes from the private insurance market and its own conditions.

Roofing

Roof Work in a County That Has Been Through Five Named Storms

Hurricane and Wind Damage Repair

Lifted tabs, torn ridge, exposed decking, and the question of whether the repair is large enough to need an inspection of its own.

Roof Replacement to Windstorm Specs

Decking, fastening, underlayment and edge detail done the way the TDI-adopted specification says, then inspected.

Roof Repair and Leak Repair

Flashing, vent boots, porch roof transitions and the slow leaks a 1950s pier-and-beam house collects.

Metal Roofing

The post-storm upgrade that shows up on more Jefferson County streets after every hurricane, and what it costs in plain terms.

Shingle Roofing

Composition shingle on nearly every roof here: wind ratings, what a rating means at Port Arthur speeds, and why installation is most of it.

Roof Inspections and Certificate Checks

For a sale, a renewal, or the moment you learn there is no WPI-8 on file for the roof you already have.

Gutters and drainage is the seventh roofing page, and on pier-and-beam houses it is not a small one.

Siding

Wood Siding Coming Off, and Three Things That Go On Instead

Wood Siding Replacement

Original lap siding on pre-1970 houses across Beaumont and Mid-County, past the point where paint is the answer.

Vinyl Siding

The most common replacement here after wind damage, with its two honest limits stated: wind rating and heat.

Fiber-Cement Siding

Heavier, costlier, and the material that handles humidity and wind-driven rain without the trade-offs vinyl carries.

Siding repair, trim and fascia covers the smaller job. Re-siding a significant portion of an exterior wall is on TWIA's own list of work that needs a certificate in Jefferson County, which is why the siding pages talk about inspection too.

Built to Pass the Windstorm Inspection

Roofs in Jefferson County Have to Prove It on Paper

Composition shingles lifted and creased along a roof slope with a tab missing and felt showing Roof decking panels with a row of nails along a chalk line and underlayment rolled out beside them Step flashing being fitted where a low porch roof meets a wood-sided wall Standing seam metal panels partly laid on a single-story house with lap siding Bundles of architectural shingles stacked on a concrete driveway beside a ladder Flashlight beam on the underside of roof decking in an attic with a dark stain around a nail Downspout ending beside the skirting of a pier-and-beam house with standing water on the soil Rotted bottom courses of painted wood lap siding with a pry bar behind one board Vinyl lap siding panels meeting a corner post on a small frame house Fiber-cement planks on sawhorses with a dust shroud saw and a stack of cut offcuts Section of fascia board removed at a roof edge exposing rafter tails and soffit framing Blank clipboard and tape measure resting on a roof edge above a drip edge and gutter
The record, oldest first

Roofs Here Have Been Replaced by Hurricanes More Than by Age

  1. September 24, 2005Hurricane Rita. Landfall as a Category 3 at the Texas–Louisiana line. The National Weather Service post-storm report lists a peak gust of 91 knots, about 105 mph, at the Beaumont airport and 112 knots at Port Arthur.
  2. September 13, 2008Hurricane Ike. Landfall at Galveston, but the surge came east: 14.24 feet of storm tide at Sabine Pass and 11.93 feet at Port Arthur in the NWS Lake Charles record, and Bridge City under water.
  3. August 31, 2017Hurricane Harvey. Beaumont lost its water supply when flooding disabled the pump station on the Neches River and the backup at the Loeb wells, as the Texas Tribune reported that morning.
  4. September 17–19, 2019Tropical Storm Imelda. 44.29 inches near Fannett; roughly 5,100 Jefferson County homes flooded, by the NWS count; Interstate 10 closed between Beaumont and Winnie for two and a half days.
  5. August 27, 2020Hurricane Laura. A Category 4 at Cameron, Louisiana. The Beaumont airport logged sustained winds of 42 knots with gusts to 64 knots, and trees and power poles came down across Jefferson, Orange and Hardin counties.

The full storm record, with sources →

Asked in Beaumont

Questions That Come Up Before the Ladder Goes Up

Does every roof job in Beaumont need a WPI-8?

A full re-roof does, and so does repairing a significant portion of a roof, according to TWIA's own list of work that requires a Certificate of Compliance. Temporary repairs after a storm and gutter work do not. TDI's fact sheet says to contact the local windstorm inspections office before starting to ask whether a given job needs an inspection. The certificate page goes through it.

Who issues the certificate, the roofer?

No. The contractor builds to TDI's adopted specification. A TDI-appointed qualified inspector or a Texas-licensed engineer inspects the work, and the Texas Department of Insurance issues the WPI-8. No roofing contractor certifies a roof, and this site never says one does.

I live in Vidor. Does any of this apply?

No. Orange County is not one of TWIA's fourteen first-tier counties, so there is no WPI-8 requirement in Vidor, Orange or Bridge City, and the same is true of Lumberton in Hardin County. Windstorm coverage there is a private-market matter with its own conditions. Those four pages say so in their first screen.

Is there a licensed roofer in Texas?

Texas does not license roofing contractors or siding installers, so there is no license number to check. What is worth checking is general liability insurance, workers' compensation, a real local address, the manufacturer certification behind any warranty, and, in this county, how many roofs the contractor has built to the windstorm specification and had inspected. The about page lists the questions.

All of the questions →

A Roof That Passes Inspection, or a Wall That Needs New Siding

Say which city the house is in and what you are seeing. A local contractor who builds to the windstorm specification calls you back.

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